UK Property

Buying your first property wether at home or abroad, owning your first home and getting your first step on the property ladder, is exciting and a little daunting for most of us. It is also one of the the first steps on the ladder to financial security. Buy the next one and suddenly you are a go getter, an entrepreneur even an an investor with a property portfolio. Invest in property in the UK or overseas and you have really made it!

Look at the present situation. With the end of many final salary pension schemes and the ongoing poor performance of personal pensions( where do we invest our money?) There exists the very real certainty that many of us will simply not have enough money to live well in  later life, is frightening prospect for anyone especially when we have worked so hard to enjoy our retirement. The need to take responsibility for our future and  financial health of our family has never been greater. There are many investment routes available, some good and some bad but one has consistently out performed all others over the last 40 years or so you guessed it......... Property!!

Just think back to when you purchased you home or your parents purchased their home. How much did it cost? Is it worth it? And how much is it worth today? It will have almost certainly increased in value and if it was purchased many years ago the increase will be very substantial. Now project this increase forward and you’ll see why property investment is such a good bet.

Property is a unique investment in many ways.

Safety and Security

Property investment offers the best means of building substantial long term wealth in a safe, stable and predictable manner.

Unlike the stock market it is almost impossible to lose 100% of a properties value whereas it is relatively easy to lose 100% of a shares value.

In the long term property prices have only ever gone in one direction – Up!!! When many others have not performed in the same way. Investing in property is a long term wealth building strategy and as such short term fluctuations in property prices are irrelevant and have little effect on the investments ability to generate strong returns over time but you have to be able to look at the long term prospect in most cases.

Because of this property is considered a forgiving investment thereby offering great investment security.

Control

Property is a tangible asset which you own and control.

Because of this you can affect its ability to perform though through simple measures such as decorating, or adding space. By furnishing the property it is possible to not only increase the rental income but also determine the kind of tenant that you will attract. Alternatively, by buying property in an area of infrastructure development you can often benefit from greater than average capital growth. Many UK and  foreign properties can benefit from this.

With the stock market for instance, you have no control over what can happen to your investment. You cannot directly influence decisions made on a company’s direction and as such the performance of your investment is very much under someone else’s control.

Leverage

An investor can generate a high return on the capital invested through borrowed money – also known as gearing or leverage.

It is easy to borrow most of a properties value therefore very small sums of personal investment are required to build a property portfolio. Because of this the return on capital through property investment can be greatly higher that through other investment routes.

Income and capital growth

One of the greatest aspects of property investment is that it can generate not just long term growth but also a short term income stream through rental income. There are many people who live on the rental income of their property portfolio and can still be safe in the knowledge that their investment will most probably significantly increase on value over the years.

Other benefits

Property investment can bring many other benefits. For instance, when you invest in UK or overseas property, in many countries you can benefit from reduced taxation in areas such as rental income and capital gains. In certain cases it is possible to eliminate  taxation all together.

In many  UK and overseas resorts you can also enjoy several weeks personal use each year. Just imagine if you owned a property in several foreign locations.

So now you know why property is the best investment vehicle there is you can see why so many investors turn investing in property and looking at it as a pension plan, to help them build a strong property portfolio and so give them peace of mind in their investment for the long term.

The Uses Of Land As An Alternative Investment

Posted : 26/6/2011

Land as an alternative investment If buying and using land to make a profit seems suited for you, the Experts at comparethefinancialmarkets.com will be glad to point you in the right direction to get your alternative investment started. Comparethefinancialmarkets.com can answer any questions you may have in regards to your potential investments. Research all the facts before you invest to eliminate any doubts or concerns you may have. CTFM voted number one for all your alternative investment needs.

Tweet

Share

Considerations to Make Prior to Your Investment In Land

Posted : 26/6/2011

One excellent avenue of approach to finding out all the necessary information on your alternative investment is comparethefinancialmarkets.com. Our Experts at comparethefinancialmarkets.com will help you find out all the important factors and considerations towards investing so that you can see the best possible returns. Get your facts straight before locking into an investment. CTFM voted number one in all your alternative investment needs.

Tweet

Share