As we all know, the UK lending sector has changed dramatically since the credit crisis in 2007 and the subsequent collapse of Lehman Brothers in 2008. More regulation, and the need to repair balance sheets, have left the banks either lending less, or in some areas unable or unwilling to lend. Notwithstanding the fact that the current economic outlook is not particularly bright. However, is there finance available for business? The simple answer is 'yes', there is if you know where to look: banks, building societies, merchant banks, finance houses, specialist providers, private lenders and funds that have been set up to lend money to business. Add to this the innovation of crowd funding, sometimes known as peer-to-peer funding, and there is indeed choice in the market.
All providers of finance today need strong presentations, whether it is for a business start-up or an established firm perhaps seeking finance to acquire another business. Our specialists will work with alongside your existing advisory team, accountant, tax advisor, lawyer, IFA or other professional that help you. A finance plan that is sensibly organised and managed.
We operate at both ends of the business cycle, from start-up through to ultimate disposal, providing innovative funding solutions throughout; banking facilities, overdraft, small business loans, asset finance, invoice discounting and factoring, international trade finance, franchise finance, commercial mortgages, government backed loans and grants, finance for mergers and acquisitions, loans against listed securities, property development and commercial bridging facilities.