The Compare the Financial Markets group is for sale

Includes the brand, our impeccable reputation (since 2010), and the family of domains.
I’m interested

INVESTMENT RELEASE – TESSERACT INTERACTIVE SERVICE PHASE 3
MAXIMUM INVESTMENT £50K
IMMEDIATE INCOME TAX DEDUCTION FOR 2012-13 OF £25,000


Please read the risk warnings and important information below in order to continue.

Risk warnings and important information
None of the content above should be considered to constitute investment advice. Individuals’ objectives and circumstances vary and as such appropriate investments for one may not be appropriate investments for all.
Past Performance is a poor indicator and certainly no guarantee of future performance.
Investments can fall as well as rise, and may fall considerably.
The value of investments is not guaranteed and you may not receive back the full amount invested.
The tax treatment of investments such as these, including the initial tax relief available, are dependent on the investment vehicle successfully maintaining qualifying status throughout its life.
Many tax advantaged investments are high risk investments and we strongly recommend investors do not consider investing on the basis of this information alone or investing without obtaining financial advice from an appropriate source.
Investments in small companies are speculative and the promise of higher potential returns comes with a commensurately higher risk of capital losses.
*Definition of a failed investment is the loss of 50% or more of the original investment.
All statements concerning the tax treatment of products and their benefits are based on our understanding of current tax law and HM Revenue and Customs’ practice. Levels and bases of tax relief are subject to change.

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Mortgages for First Time Buyers


How to Find the Best Mortgages for First Time Buyers

When it comes to purchasing your first home, the whole process of obtaining a mortgage may seem to be a bit overwhelming. The truth is, no matter how much experience you have, obtaining lending to purchase a house is a big decision and ordeal. Banks have become much stricter in their lending practices over the past decade, making it difficult to find the best mortgages for first time buyers thanks to their lack of credit history and often small down payments.

In order to obtain some of the best mortgages for first time buyers, it helps to focus on improving a few things about your credit background and financial security. Small improvements here can have major consequences when it comes to qualifying for some of the most desirable loans.

. Have an established credit score. Most mortgage firms recommend that the first time home buyers should have a score of around 620. At this level, most lenders will consider you a worthwhile borrower and will have loan products available to you. If you can't quite get to this level, then do not worry - there are a number of other loans which cater to borrowers with less-than-ideal credit.

. Bring a sizable down payment. While many first time home buyers do not always have the largest amounts in savings, it helps to bring what you can to the closing table. The more you are able to offer as a down payment, the more lenders will feel that you have invested in your new purchase.

. Maintain a good employment history. Your ability to continue paying on your loan is of the utmost important to the lenders. A stable income and employment history will make you viewed as an ideal candidate for loans.
For an in-depth analysis and advice about the best mortgages for first time buyers, consult Compare the Financial Markets as we can give you information on many different loans catered to your individual needs.
 



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