The Compare the Financial Markets group is for sale

Includes the brand, our impeccable reputation (since 2010), and the family of domains.
I’m interested

INVESTMENT RELEASE – TESSERACT INTERACTIVE SERVICE PHASE 3
MAXIMUM INVESTMENT £50K
IMMEDIATE INCOME TAX DEDUCTION FOR 2012-13 OF £25,000


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Risk warnings and important information
None of the content above should be considered to constitute investment advice. Individuals’ objectives and circumstances vary and as such appropriate investments for one may not be appropriate investments for all.
Past Performance is a poor indicator and certainly no guarantee of future performance.
Investments can fall as well as rise, and may fall considerably.
The value of investments is not guaranteed and you may not receive back the full amount invested.
The tax treatment of investments such as these, including the initial tax relief available, are dependent on the investment vehicle successfully maintaining qualifying status throughout its life.
Many tax advantaged investments are high risk investments and we strongly recommend investors do not consider investing on the basis of this information alone or investing without obtaining financial advice from an appropriate source.
Investments in small companies are speculative and the promise of higher potential returns comes with a commensurately higher risk of capital losses.
*Definition of a failed investment is the loss of 50% or more of the original investment.
All statements concerning the tax treatment of products and their benefits are based on our understanding of current tax law and HM Revenue and Customs’ practice. Levels and bases of tax relief are subject to change.

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What to Look at When You Compare Mortgages


Although today it's relatively easy to get mortgage offers from a wide variety of lenders in just a matter of minutes, through the Web, if you're one of the first time buyers you may find it hard to compare mortgages. Knowing the key aspects of a mortgage offer makes the comparison easier, and leads to a better choice in the end. The interest rate is not the only aspect you should look at; closing costs or fees, and points are also important


Points


Represent the fees you may choose to pay at closing to get a better interest rate on the mortgage. Each point represents 1% of the total value of the mortgage. Lenders usually offer a variety of point schemes for a single loan, so you tend to have many options here. Points are important because they can help you save money in the long run. So, when you compare mortgages in order to find the best rate mortgages, don't forget to take into account the available point schemes of the deal.


Closing Costs or Extra Fees


These include escrow charges, title charges, loan-specific fees, as well as charges made by the government. In many cases, closing costs can easily amount to a few thousand pounds. When you compare mortgage lenders you should pay special attention to the fees that depend entirely on the lender, which are normally those charged for the processing and approval of the loan. Many other fees are imposed on lenders by the government, and there's no way to avoid these. Also, keep in mind that some lenders ask for higher fees when offering a low interest mortgage.





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